{"id":139,"date":"2022-05-23T15:06:05","date_gmt":"2022-05-23T12:06:05","guid":{"rendered":"https:\/\/pilarinvestimentos.com.br\/?page_id=139"},"modified":"2023-08-21T11:30:45","modified_gmt":"2023-08-21T14:30:45","slug":"modal_premium","status":"publish","type":"page","link":"https:\/\/pilarinvestimentos.com.br\/en\/modal_premium\/","title":{"rendered":"Modal Premium"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f1fafe&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_direction_radial=&#8221;top&#8221; background_color_gradient_stops=&#8221;#002743 29%|#1f7096 100%&#8221; background_color_gradient_start=&#8221;#00ffd8&#8243; background_color_gradient_end=&#8221;#0029e2&#8243; background_enable_image=&#8221;off&#8221; background_enable_pattern_style=&#8221;on&#8221; 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global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/phone-modal.png&#8221; alt=&#8221;2 celulares demonstrando o app Modal premium&#8221; title_text=&#8221;phone-modal&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|desktop&#8221; min_height_last_edited=&#8221;off|phone&#8221; height_tablet=&#8221;&#8221; height_phone=&#8221;100%&#8221; height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;|||-20vw&#8221; custom_margin_tablet=&#8221;|||0vw&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;5%&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#002743&#8243; text_font_size=&#8221;15px&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_text_color=&#8221;#1f7096&#8243; header_font_size=&#8221;84px&#8221; text_text_color_tablet=&#8221;#002743&#8243; text_text_color_phone=&#8221;#FFFFFF&#8221; text_text_color_last_edited=&#8221;on|phone&#8221; header_text_color_tablet=&#8221;#1f7096&#8243; header_text_color_phone=&#8221;#FFFFFF&#8221; header_text_color_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;54px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; background_layout_tablet=&#8221;&#8221; background_layout_phone=&#8221;dark&#8221; background_layout_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span style=\"color: #1f7096;\">Modal<\/span><\/h1>\n<h1><span style=\"color: #1f7096;\"> Premium <\/span><\/h1>\n<h1><span style=\"color: #1f7096;\">agora \u00e9 XP<\/span><span style=\"color: #1f7096;\"><\/span><\/h1>\n<p><span style=\"color: #1f7096;\"><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Overpass|300|||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.8em&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>A Pilar Investimentos sempre foi sin\u00f4nimo de solidez e credibilidade, e temos muito orgulho de ter sido um escrit\u00f3rio credenciado ao Modal. Agora, em uma nova etapa, nos tornamos credenciados \u00e0 XP Investimentos.<\/p>\n<p>Al\u00e9m de nossa expertise humana, continuamos a oferecer todas as vantagens de ser um escrit\u00f3rio credenciado \u00e0 XP. Nossos clientes podem desfrutar da conveni\u00eancia financeira em um s\u00f3 lugar, gra\u00e7as \u00e0 ampla gama de servi\u00e7os financeiros dispon\u00edveis.<\/p>\n<p>Nossas opera\u00e7\u00f5es s\u00e3o facilitadas pela tecnologia de ponta. As plataformas e ferramentas que disponibilizamos permitem um acompanhamento detalhado dos investimentos, acesso a relat\u00f3rios completos e informa\u00e7\u00f5es cruciais para a tomada de decis\u00e3o.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#f1fafe&#8221; admin_label=&#8221;Features&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||&#8221; custom_padding=&#8221;||||false|&#8221; top_divider_style=&#8221;slant&#8221; top_divider_height=&#8221;20vw&#8221; bottom_divider_height=&#8221;20vw&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||-4vw&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Atendimento personalizado&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-01-e1653611729859.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Acompanhamento pessoal de um <em>banker<\/em> exclusivo<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Cart\u00e3o Infinite&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-03-e1653611906557.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cart\u00e3o com tecnologia Motion Code e Cash Forward, o cashback inteligente que multiplica seus pontos por at\u00e9 36% em 12 meses<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Conte\u00fados Educacionais&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-05-e1653611993426.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Conte\u00fados personalizados de acordo com o n\u00edvel de conhecimento e objetivos esperados<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Assessoria&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-12-e1653612994444.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Assessoria para orientar seus investimentos<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Modalmais rewards&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-08-e1653611959133.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>O programa de pontos dos investidores<\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Taxa ZERO&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-11-e1653611920773.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Taxa de cust\u00f3dia e de manuten\u00e7\u00e3o de conta no Modal \u00e9 ZERO<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; transform_scale_tablet=&#8221;&#8221; transform_scale_phone=&#8221;&#8221; transform_scale_last_edited=&#8221;on|desktop&#8221; transform_translate=&#8221;0px|94px&#8221; transform_translate_tablet=&#8221;0px|0px&#8221; transform_translate_phone=&#8221;&#8221; transform_translate_last_edited=&#8221;on|tablet&#8221; transform_translate_linked=&#8221;off&#8221; transform_rotate_tablet=&#8221;&#8221; transform_rotate_phone=&#8221;&#8221; transform_rotate_last_edited=&#8221;on|desktop&#8221; transform_skew_tablet=&#8221;&#8221; transform_skew_phone=&#8221;&#8221; transform_skew_last_edited=&#8221;on|desktop&#8221; transform_origin_tablet=&#8221;&#8221; transform_origin_phone=&#8221;&#8221; transform_origin_last_edited=&#8221;on|desktop&#8221; transform_styles_last_edited=&#8221;on|tablet&#8221; transform_styles_tablet=&#8221;&#8221; transform_styles_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Isen\u00e7\u00e3o de tarifa&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-02-e1653611796446.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Isen\u00e7\u00e3o de tarifa e taxas no servi\u00e7o de c\u00e2mbio<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Chancela do Credit Suisse&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-04-e1653611838518.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Produtos exclusivos do Credit Suisse<br \/>Carteiras recomendadas do Credit Suisse<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Recomenda\u00e7\u00f5es qualificadas&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-06-e1653611982689.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Recomenda\u00e7\u00f5es de produtos e opera\u00e7\u00f5es estruturadas<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Carteira de a\u00e7\u00f5es&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-07-e1653611970424.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Acesso \u00e0 nossa carteira premiada de a\u00e7\u00f5es<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Plataforma digital&#8221; image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/05\/icones-4-09-e1653611947530.png&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Overpass|900|||||||&#8221; header_line_height=&#8221;1.4em&#8221; body_font=&#8221;Overpass|300|||||||&#8221; body_line_height=&#8221;1.8em&#8221; text_orientation=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Uma plataforma de investimentos de qualidade para gerir seu patrim\u00f4nio com mais seguran\u00e7a e precis\u00e3o<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;About&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;#004183 0%|#001f4c 100%&#8221; background_color_gradient_start=&#8221;#004183&#8243; background_color_gradient_end=&#8221;#001f4c&#8221; background_image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/04\/cyber-security-04.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;bottom_center&#8221; custom_margin=&#8221;||16vw&#8221; custom_padding=&#8221;||16vw|||&#8221; top_divider_style=&#8221;slant&#8221; top_divider_height=&#8221;20vw&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;9vw||&#8221; custom_padding_tablet=&#8221;0vw||&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; header_2_font=&#8221;Overpass|900|||||||&#8221; header_2_font_size=&#8221;56px&#8221; header_2_line_height=&#8221;1.1em&#8221; header_3_font=&#8221;Overpass|600|||||||&#8221; header_3_text_color=&#8221;#00b4ff&#8221; header_3_font_size=&#8221;30px&#8221; header_3_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; header_2_font_size_tablet=&#8221;38px&#8221; header_2_font_size_phone=&#8221;26px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_3_font_tablet=&#8221;&#8221; header_3_font_phone=&#8221;Overpass|700|||||||&#8221; header_3_font_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;18px&#8221; header_3_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><\/h3>\n<h2>Estrutura de Gerenciamento <br \/>de Capital<\/h2>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#00b4ff&#8221; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100px&#8221; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Overpass|300|||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.8em&#8221; background_layout=&#8221;dark&#8221; width=&#8221;95.7%&#8221; width_tablet=&#8221;95.7%&#8221; width_phone=&#8221;95.7%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;|73px||||&#8221; custom_padding_tablet=&#8221;|73px||||&#8221; custom_padding_phone=&#8221;|0px|||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\">Modal atua com um dos menores \u00edndices de alavancagem de balan\u00e7o do mercado financeiro local. Nossa carteira de cr\u00e9dito com caixa fica em torno de duas vezes o Patrim\u00f4nio de Refer\u00eancia do grupo. Mesmo quando consideramos a carteira de cr\u00e9dito expandida \u2013 que tamb\u00e9m agrega, substancialmente fian\u00e7as banc\u00e1rias \u2013, esse m\u00faltiplo fica inferior ao PR em quatro vezes, o que continua sendo um \u00edndice bem abaixo dos seus pares. Continuamos trabalhando com empresas de grande porte na carteira de fian\u00e7as prestadas, o que mitiga enormemente sua parcela de risco de cr\u00e9dito. No que se refere \u00e0 liquidez, fechamos junho de 2020 com, aproximadamente, tr\u00eas vezes o patrim\u00f4nio em caixa e equivalentes de caixa, servindo de grande folga para enfrentar um cen\u00e1rio de maior avers\u00e3o a risco que se acerca. Desta forma, o Modal trabalha com balan\u00e7o pouco alavancado e com \u00edndice de liquidez bastante confort\u00e1vel para cumprir com tranquilidade sua miss\u00e3o dentro do ecossistema financeiro.<\/p>\n<p style=\"text-align: justify;\">Em 11 de Janeiro de 2022, a <strong>Moody\u2019s Investors Service<\/strong> (\u201cMoody\u2019s\u201d) afirmou todas as classifica\u00e7\u00f5es e avalia\u00e7\u00f5es atribu\u00eddas ao Banco Modal S.A. (Modal), incluindo long- and short-term local and foreign currency deposit ratings of Ba3 and Not Prime, respectivamente, bem como a avalia\u00e7\u00e3o de cr\u00e9dito de linha de base do banco (BCA) de ba3. 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global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|800|||||||&#8221; text_font_size=&#8221;17px&#8221; transform_scale=&#8221;181%|181%&#8221; transform_scale_tablet=&#8221;181%|181%&#8221; transform_scale_phone=&#8221;181%|181%&#8221; transform_scale_last_edited=&#8221;on|tablet&#8221; transform_translate=&#8221;97px|19px&#8221; transform_translate_tablet=&#8221;136px|19px&#8221; transform_translate_phone=&#8221;80px|19px&#8221; transform_translate_last_edited=&#8221;on|phone&#8221; transform_translate_linked=&#8221;off&#8221; transform_rotate_tablet=&#8221;&#8221; transform_rotate_phone=&#8221;&#8221; transform_rotate_last_edited=&#8221;on|tablet&#8221; transform_skew_tablet=&#8221;&#8221; transform_skew_phone=&#8221;&#8221; transform_skew_last_edited=&#8221;on|tablet&#8221; transform_origin_tablet=&#8221;&#8221; transform_origin_phone=&#8221;&#8221; transform_origin_last_edited=&#8221;on|tablet&#8221; transform_styles_last_edited=&#8221;on|phone&#8221; background_layout=&#8221;dark&#8221; transform_styles_tablet=&#8221;&#8221; transform_styles_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Modal + XP<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.20.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; transform_translate=&#8221;0px|36px&#8221; transform_translate_linked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><strong>No come\u00e7o de 2022 a XP Inc. anunciou a compra da Modalmais em uma transa\u00e7\u00e3o de troca de a\u00e7\u00f5es, tornando-se uma das maiores corretoras do pa\u00eds em n\u00famero de clientes. A transa\u00e7\u00e3o prev\u00ea a incorpora\u00e7\u00e3o da Modalmais pela XP Inc., com uma rela\u00e7\u00e3o de troca de a\u00e7\u00f5es de 1,065 a\u00e7\u00e3o ordin\u00e1ria da XP para cada a\u00e7\u00e3o ordin\u00e1ria da Modalmais. Com a aquisi\u00e7\u00e3o, a XP espera expandir ainda mais sua base de clientes e aprimorar sua oferta de produtos e servi\u00e7os financeiros. A Modalmais, por sua vez, espera se beneficiar do acesso aos recursos e tecnologias da XP, al\u00e9m de poder aproveitar a experi\u00eancia da XP em investimentos no mercado internacional.\u00a0<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Abra&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_direction_radial=&#8221;top right&#8221; background_color_gradient_stops=&#8221;#1f7096 0%|#002743 100%&#8221; background_color_gradient_start=&#8221;#3122b2&#8243; background_color_gradient_end=&#8221;#00ffd8&#8243; background_image=&#8221;https:\/\/pilarinvestimentos.com.br\/wp-content\/uploads\/2022\/04\/cyber-security-17.png&#8221; background_enable_pattern_style=&#8221;on&#8221; background_pattern_style=&#8221;cubes&#8221; z_index=&#8221;10&#8243; 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Agora, em uma nova etapa, nos tornamos credenciados \u00e0 XP Investimentos. 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